Welcome
RENTAL SAVINGS
Rental savings in Čačanska banka enables you to have additional regular income. With this savings product you are entitled to monthly interest in the course of term deposit duration which is effected as the payment of a rent.
Deposit characteristics
| Type of deposit | Foreign currency deposit with payment of interest every month during period od deposit |
|
Amount of deposit |
No mimimum amount |
|
Currency |
EUR |
|
Criteria for indexation |
Without indexation |
|
Costs for client (tax, etc) |
Tax 10.00% |
Terms of deposits
| Period |
Nominal interest rate for deposits in EUR (fixed, annual) |
| Fixed-term deposits 6 months |
4,30% |
| Fixed-term deposits 12 mounths |
5,05% |
*Interest rates are presented in gross amounts. Presented nominal interest rates are equal to effective interest rates.
The Bank calculates and pays tax on interest income, charging the depositor.
EXAMPLE
| DEPOSIT CHARACTERISTICS |
Deposit amount - EUR 5,000 Tax - 10.00%
|
|||
| Period |
Total accrued interest in EUR |
Total costs for client(tax,...) in EUR |
Total amount to be paid to client in EUR |
Effective interest rate p.a. |
| Fixed-term deposits 6 months |
105.45 |
10.55 |
5,094.90 |
3.86% |
| Fixed-term deposits 12 months |
246.85 |
24.69 |
5,222.16 |
4.53% |
The bank participates in the system of obligatory deposit insurance of in the Republic of Serbia.
You can find more information about deposit insurance on the website of Deposit Insurance Agency.
(032) 302 121, 302 126