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CASH LOANS AND REFINANCING LOANS IN RSD WITHOUT FX CLAUSE
| Amount | Depending on the creditworthiness of the borrower |
| Loan currency | RSD |
| Maturity |
Up to 72 months |
| Deposit/Down payment |
None |
| Nominal interest rate (fixed, p.a.) |
19.90% - 22.00% p.a. |
| Fee | 2.00% in a lump sum |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
Depends on loan amount:
|
EXAMPLE as of 31.01.2012.
| Amount | RSD 500,000.00 |
| Maturity |
72 months |
| Currency |
RSD |
| Nominal interest rate (fixed, p.a.) |
19.90% |
| Fee | RSD 10,000.00 RSD (2.00% in a lump sum) |
|
Monthly obligation |
RSD 11,485.09 RSD |
|
Security |
Promissory note with guarantor |
|
Other fees |
RSD 205.00 - Credit Bureau report for borrower RSD 50.00 - promissory note |
|
Total amount for repayment |
RSD 827,174.37 |
|
Effective interest rate |
20.95% p.a. |
(032) 302-105, 302 169, 302-293, 320-652



