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Stedimo Energiju
Western Union
Standard ISO 9001

CASH LOANS AND REFINANCING LOANS IN RSD WITHOUT FX CLAUSE

Amount Depending on the creditworthiness of the borrower
Loan currency RSD
Maturity

Up to 72 months

Deposit/Down payment

None

Nominal interest rate (fixed, p.a.)

19.90% - 22.00% p.a.

Fee 2.00% in a lump sum

Monthly obligation

Equal monthly annuities

Security

 

Depends on loan amount:    

  • up to RSD 650,000.00  - promissory note
  • from RSD 650,000.00 - 1.000,000.00 RSD - guarantor
  • above RSD 1.000,000.00 - first mortgage assigned in favour of the Bank, in amount that exceeds by 50.00% the loan amount

EXAMPLE as of 31.01.2012.

Amount RSD 500,000.00
Maturity

72 months

Currency

RSD

Nominal interest rate (fixed, p.a.)

19.90%

Fee RSD 10,000.00 RSD (2.00% in a lump sum)

Monthly obligation 

RSD 11,485.09 RSD

Security

Promissory note with guarantor

Other fees

RSD 205.00  - Credit Bureau report for borrower

RSD 50.00 - promissory note

Total amount for repayment

RSD 827,174.37

Effective interest rate

20.95% p.a.

Calculator for retail loans

 

(032) 302-105, 302 169, 302-293, 320-652

krediti.stanovnistvo@cacanskabanka.co.rs