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CASH LOANS AGAINST 100% DEPOSIT
| Amount |
Equal to term deposit amount |
| Loan currency | RSD |
| Maturity |
Equal to term deposit maturity |
| Deposit |
100.00% of loan |
| Nominal interest rate (fixed, p.a.) |
4.00% p.a. |
| Fee | 0.80% in a lump sum |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
100.00% cash deposit Promissory note |
|
Effective interest rate |
From 4.36% p.a. |
EXAMPLE as of 05.12.2011
| Amount | RSD 500,000.00 RSD |
| Maturity |
60 months |
| Currency |
RSD |
| Nominal interest rate (fixed, p.a.) |
4.00% |
| Fee | RSD 4,000.00 (0.80% in a lump sum) |
|
Monthly obligation |
RSD 9,192.13 |
|
Security |
100.00% cash deposit, promissory note |
|
Other fees |
RSD 205.00 - Credit Bureau report for borrower RSD 50.00 - promissory note |
|
Total amount for repayment |
RSD 552,980 |
|
Effective interest rate |
EIR can not be expressed due to relatively large deposit amount that serves as loan security. |
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(032) 302-105, 302-169, 302-293, 320-652 |
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