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LOANS AGAINST THE PLEDGE OF OLD FOREIGN CURRENCY SAVINGS BONDS
| Amount |
Up to 100% of the market value of bonda |
| Loan currency | 978 - EUR |
| Maturity |
Upt to 60 months |
| Nominal interest rate (fixed, p.a.) |
14,50% p.a. |
| Fee | 0,50% in a lump sum |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
Pledge on bonds Promissory note |
|
Effective interest rate |
From 14,77% p.a. |
REPRESENTATIVE EXAMPLE - ON 05.12.2011.
| Amount | 5.000,00 EUR |
| Maturity |
60 months |
| Currency |
978 - EUR |
| Nominal interest rate (fixed, p.a.) |
14,50% |
| Fee | 2.586,17 RSD (25,00 EUR, 0,50% in lump sum) |
|
Monthly obligation |
115,35 EUR |
|
Security |
Pledge on bonds in value minimum 100,00% of loan value, promissory note |
|
Other fees |
205,00 RSD - Credit birou report for borrower 50,00 RSD - promissory note |
|
Total amount for repayment |
6.971,43 EUR |
|
Effective interest rate |
EIR can not be expressed duo to relatively large deposit amount that serves as loan security. |
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(032) 302-105, 302-169, 302-293, 320-652 |
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