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CASH LOANS AGAINST 100% DEPOSIT
| Amount |
Equal with amount of term deposit |
| Loan currency | 978 - EUR |
| Maturity |
Equal with maturity of term deposit |
| Deposit |
100,00% of loan |
| Nominal interest rate (fixed, p.a.) |
4,50 - 5,00% p.a. |
| Fee | 0,80% in a lump sum |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
100,00% cash deposit Promissory note |
|
Effective interest rate |
From 4.86% p.a. |
REPRESENTATIVE EXAMPLE - ON 05.12.2011.
| Amount | 5.000,00 EUR |
| Maturity |
60 months |
| Currency |
978 - EUR |
| Nominal interest rate (fixed, p.a.) |
4,50% p.a. |
| Fee | 4.137,88 RSD (40,00 EUR) |
|
Monthly obligation |
93,01 EUR |
|
Security |
100,00% cash deposit, promissory note |
|
Other fees |
205,00 RSD - Credit birou report for borrower 50,00 RSD - promissory note |
|
Total amount for repayment |
5.596,91 EUR |
|
Effective interest rate |
EIR can not be expressed duo to relatively large deposit amount that serves as loan security. |
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(032) 302-105, 302-169, 302-293, 320-652 |
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