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CASH LOANS AND REFINANCING LOANS SECURED BY MORTGAGE

 

TERMS AND CONDITIONS

Amount

Depends on the borrowers creditworthiness

Currency of loan

978 - EUR

Maturity

Up to 120 months

Deposit

Min. 30,00% p.a.

Nominal interest rate (fixed, annual)

12,00% p.a.

Fee

2,00% in a lump sum

Security

Two (2) promissory notes

First mortgage assigned in favour of the Bank

Insurance of the property of construction value aganist basic risks and additional risks of water flow with the policy asigned in favour of the Bank.

 EXAMPLE as of 21.02.2014.

Loan amount 15.000,00 EUR
Depisit 30,00% 4.500,00 EUR
Annuity 209,92 EUR
Maturity 120 months
Nominal interest rate 12,00%
Colateral Promissory note and mortgage
Banks fee 34.772,01 RSD (2,00%, 300,00 EUR)
Other fees regarded to collateral

246,00 RSD - Credit birou

100,00 RSD - 2 promissory note

 

11.590,67 RSD - Assesment (100 EUR)

1.159,07 RSD -  (10 EUR)

550,00 RSD - Legal fees

20.000,00 RSD - Registration of mortgage

4.636,27 RSD - Insurance of morgage (40 EUR) 

Total repayment amount 25.227,88 EUR
Efecitve interest rate 13,18% p.a.

Calculator for retail loans

 

0800 100 111

krediti.stanovnistvo@cacanskabanka.co.rs