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CASH LOANS AND REFINANCING LOANS
| Amount | Depending on the creditworthiness of the borrower |
| Loan currency | EUR |
| Maturity |
Up to 84 months |
| Deposit |
Minimum 30.00% of loan amount |
| Nominal interest rate (fixed, p.a.) |
14.50 - 17.00% p.a. |
| Fee | 2.00% in a lump sum |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
Depends on loan amount:
|
EXAMPLE as of 05.12.2011
| Amount | EUR 5,000 |
| Maturity |
84 months |
| Currency |
EUR |
| Deposit |
EUR 1,500 |
| Nominal interest rate (fixed, p.a.) |
14.50% |
| Fee | RSD 10,344.17 RSD ( EUR 100 at official NBS exchange rate as of 05.12.2011) |
|
Monthly obligation |
EUR 92.65 EUR (payment is made in RSD amount that is calculated at official NBS exchange rate as of the payment date) |
|
Security |
Promissory note |
|
Other fees |
RSD 205 - Credit Bureau report for borrower RSD 50 - promissory note |
|
Total amount for repayment |
EUR 7,832.40 |
|
Effective interest rate |
15.31% p.a. |
Calculator for retail loans
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(032) 302-105, 302-169, 302-293, 320-652 |
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