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TOYOTA CAR LOANS
| Amount | Depending on the creditworthiness of the borrower |
| Loan currency | EUR |
| Maturity |
Up to 84 months |
| Down payment |
Minimum 30.00% of proforma invoice price |
| Nominal interest rate (fixed, p.a.) |
10.50% p.a. (new cars) 12.00% p.a. (used cars) |
| Fee |
1.00% in a lump sum (new cars) 1.50% in a lump sum (used cars) |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
|
REPRESENTATIVE EXAMPLE ON 05.12.2011
| Proforma invoice value | EUR 10,000 |
| Down payment |
EUR 3,000 |
| Loan amount |
EUR 7,000 |
| Maturity |
84 months |
| Currency |
EUR |
| Nominal interest rate (fixed, p.a.) |
10.50% |
| Fee | RSD 7,241.30 (1.00%, EUR 70 at official NBS FX rate as of 05.12.2011) |
|
Monthly obligation |
EUR 116.30 EUR (payment is made in RSD amount that is calculated at official NBS FX rate as of payment date) |
|
Security |
Promissory note, guarantor, pledge on car |
|
Other fees |
RSD 205 - Credit Burerau report for borrower RSD 85 - Credit Bureau report for guarantor RSD 50 - Promissory note RSD 2,500 - Registration of pledge in BRA |
|
Total amount for repayment |
EUR 9,821.45 |
|
Effective interest rate |
11.00% p.a. |
The borrower does not need to hold an account with the Bank.
Čačanska banka signed the Agreement on Business Cooperation Regarding Toyota Car Loans with Techno MK Auto doo.
| (032) 302-105, 302-169, 302-293, 320-652 | |


