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CAR LOANS WITHOUT FX CLAUSE
| Amount | Depending on the creditworthiness of the borrower |
| Loan currency | RSD |
| Maturity |
Up to 72 months |
| Deposit/Down payment |
None |
| Nominal interest rate (fixed, p.a.) |
22.00% - 24.00% p.a. |
| Fee | 2.00% in a lump sum, minimum RSD 1,000 |
|
Monthly obligation |
Equal monthly annuities |
|
Security |
Depends on loan amount: Up to RSD 500,000
|
EXAMPLE as of 05.12.2011
| Amount | RSD 700,000 |
| Maturity |
84 months |
| Currency |
RSD |
| Nominal interest rate (fixed, p.a.) |
22.00% |
| Fee | RSD 14,000 (2.00% in a lump sum) |
|
Monthly obligation |
RSD 15,565.74 |
|
Security |
Promissory note, guarantor, pledge on car |
|
Other fees |
RSD 205 - Credit Bureau report for borrower RSD 85 - Credit Bureau report for guarantor RSD 2,500 - Registration of pledge in BRA RSD 50 - promissory note |
|
Total amount for repayment |
RSD 1,317,894.90 |
|
Effective interest rate |
23.12% p.a. |
 |
(032) 302-105, 302-169, 302-293, 320-652 |
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