Welcome
CURRENT ACCOUNT
Opening of a current account in Čačanska banka is free of charge and monthly fee for an active current account is RSD 120.00.
To open a current account in Čačanska banka, you should submit:
By opening of a current account, you are entitled to the following:
- DinaCard and Visa Classic debit card and you may applay to DinaCard credit card
- Relevant number of cheques
- Cash loans, consumer loans, car loans and housing loans
- Overdraft
- E-banking
- SMS service
In Čačanska banka you may settle your monthly bills through a standing order.
Through SMS service you may receive information on the balance and changes in your current account, inflows and usage of your cards.
By submitting relevant documentation, you can open a current account in any branch/subbranch of Čačanska banka.
Tariff
OVERDRAFT
You can apply for an overdraft after payment of salary or pension into your current account.
The Bank does not charge any fee for granting overdraft.
| Amount |
In the amount of average quarterly inflow from salary or pension. The maximum amount is RSD 100,000 |
| Currency | RSD |
| Maturity |
24 months |
| Nominal interest rate |
2.50% monthly, fixed (33.74% p.a. fixed, counting 31 days of the month) |
|
Security |
Promissory note |
EXAMPLE as of 05.12.2011
| Amount | RSD 50,000 |
| Maturity |
24 months |
| Currency |
RSD |
| Nominal interest rate |
2.50% monthly, fixed (33,74% p.a. fixed, counting 31 days of the month) |
| Fees |
RSD 205 - Credit Bureou report RSD 50 - Promissory note |
|
Security |
Promissory note |
|
Total interest |
RSD 29,955.85 |
|
Total for repayment |
RSD 79,955.85 |
|
Effective interest rate |
34.96% p.a. |
(032) 302 121
tekuci.racun@cacanskabanka.co.rs